Bridgewater Bank Alternative Lending
Bridgewater Bank is a Canadian Schedule I chartered bank established in 1997, headquartered in Calgary, Alberta, and a wholly-owned subsidiary of the Alberta Motor Association (AMA). It manages over $3.3 billion in residential mortgages and deposits across 53,000+ accounts and is a CDIC member. Bridgewater specializes in competitive residential mortgages (including its Gateway alternative/B-lending program) and deposit products (GICs, high-interest savings), distributed exclusively through a select network of trusted brokers. Its alternative lending value proposition combines the stability of a Schedule I bank with the flexibility of an alt lender, delivered through a relationship-first model built around dedicated underwriters and BDMs.
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