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Bay Credit Union

Bay Credit Union

Member-owned community credit union based in Thunder Bay, Ontario (80 years strong in 2026), FSRA-insured, operating two branches (Algoma Street and Cumberland Street). Offers residential mortgages, personal loans and lines of credit, credit cards, term deposits/GICs, registered products, and Qtrade online brokerage. Emphasizes local, member-driven service and community giving. Residential mortgage focus in the Thunder Bay market.

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General Information

Website

www.baycreditunion.com

Phone

807-345-7612

Email

info@baycreditunion.com

Address

142 S. Algoma Street

City

Thunder Bay

Province

Ontario

Country

Canada

Financing Information

This lender works with these mortgage types:

Residential

Total number of programs on file:

1

Financing Programs

Conventional Mortgages

4.79%

Program Available for:

Financing Reason(s):

Mortgage Type(s):

Term(s):

Loan Amount and Downpayment

Interest Rates Overview

Min. CreditScore

Max LTV

Max GDS

Max TDS

BPS

Interest Rate

Locations

Contact Information

Highlights

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Your Name

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Program (Optional)

Conventional Mortgages

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* Bay Credit Union is not associated with Awakening Software or the MortgageSpace. Any data collected and/or presented regarding this organization, including the publicly available logo displayed on this page, are not verified and may cease to be accurate at any time. Awakening Software provides no guarantee of the accuracy of information presented on this page.