Affinity Credit Union
Saskatchewan's second-largest credit union, founded in 1936 and headquartered in Saskatoon. A provincially regulated, member-owned cooperative that reinvests deposits locally into mortgages and loans for individuals, families, farms, and businesses. Offers personal mortgages (including first-time buyer and construction), plus low-down-payment options with up to $15,000 in down-payment assistance for qualified first-time buyers. As a provincially regulated lender, many borrowers can qualify at the contract rate (no federal stress test).
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